Cash isn’t the only currency you use in Payday 3. The criminal underworld also accepts C-Stacks, which you can buy with in-game cash. You can’t just go to the C-Stack store around the corner and buy them, though: This currency comes with a few twists of its own.
The goal of C-Stacks is to ensure you’ll always have a use for your excess cash since your illegitimate wealth can inflate quickly. You could run heists until you’re a multimillionaire, but due to C-Stacks’ unique price structure, you’ll put a considerable amount of your money into buying that resource if you want to do it all at once.
What are C-Stacks in Payday 3?
C-Stacks are a secondary currency bought for in-game cash and not with actual money. This extra currency lets you buy some extra items, both cosmetic and not. C-Stacks stands for Crime.net Stacks, which feels accurate to the game’s theme. You can buy C-Stacks from Setaggi, the currency broker, in the vendor screen.
C-Stacks come in three bundles: one C-Stack for the starting price of $10,000, five for $45,000, and 10 for $90,000. Buying any of these bundles will increase its price, and continuing to buy it will lead to an even steeper price hike. Your first pack of five C-Stacks will cost you $90,000, but that price will go up to $225,000 if you want to buy it a second time. Setaggi is very stingy, from the looks of it.
How to earn C-Stacks in Payday 3
C-Stacks are not a premium currency and are meant to work in tandem with the in-game cash. As you gain more and more money, you can convert some of your surplus money into C-Stacks, which lets you acquire different items. As of launch, you can only obtain C-Stacks by buying them with cash. You can’t exactly farm C-Stacks either since this currency has a soft time gate that increases the cost. The only way to get more C-Stacks is to get more money—though that you can farm.
The new Crime.net currency can only be used in a few select offerings, and it won’t replace cash. Regular weapons, masks, and most cosmetics will be available for in-game cash, but some other goodies will only be available for C-Stacks.
What can you buy with C-Stacks in Payday 3?
C-Stacks won’t be the main currency you use in the game (that burden falls on cold, hard cash), but you can still obtain a few goodies with this currency. We recommend buying a bit of it each week so you end up having a decent reserve of C-Stacks you can use at will.
- Preset weapons
- Gloves
- Specific weapon mods
- Gun charms
- Weapon slots (after $500,000)
How much do C-Stacks cost in Payday 3?
Here’s a breakdown of all C-Stack costs based on how many times you’ve acquired them that week, as calculated by Reddit user Zachary12567. These costs will go back to their default value each Sunday.
| One C-Stack | Five C-Stacks | 10 C-Stacks | |
| 1 | $10,000 | $45,000 | $90,000 |
| 2 | $25,000 | $112,000 | $225,000 |
| 3 | $50,000 | $225,000 | $450,000 |
| 4 | $75,000 | $337,000 | $675,000 |
| 5 | $100,000 | $450,000 | $900,000 |
| 6 | $150,000 | $675,000 | $1,350,000 |
| 7 | $200,000 | $900,000 | $1,800,000 |
| 8 | $300,000 | $1,350,000 | $2,700,000 |
| 9 | $600,000 | $2,700,000 | $5,400,000 |
| 10 | $800,000 | $3,600,000 | $7,200,000 |
| 11+ | 1,000,000 | $4,500,000 | $9,000,000 |
